Underwriting rules for motor vehicle records

In the default configuration, there is one underwriting issue type for vehicle reports. This issue type verifies that the number of accidents and violations on the policy matches the numbers on the MVR report. If the values the policy and MVR report values differ, then underwriter approval is required to bind the policy.

The underwriting issue type for motor vehicle records, PAMVRAccidentsViolations, is defined in the uw_issue_types.xml system table in Product Designer.

The checking set, MVR, is evaluated at quote, quote release, bind, and issuance. The checking set is defined in gw.job.JobProcessUWIssueEvaluator.gs. The evaluator class, PA_UnderwriterEvaluator.gs, contains code that determines whether to raise an issue for this checking set.

The blocking point is at bind.

See also