Workers’ compensation

The PolicyCenter workers’ compensation line of business is designed to collect data to evaluate, rate, issue, modify, and renew policies. You can combine multiple jurisdictions on a single policy. You can issue multiple policies concurrently for a single account.

The workers’ compensation implementation tools adhere to North American standards such as NCCI, WCIO, and state bureaus, for determining:

  • Classifications – Including multiple descriptions per code
  • Exposure data
  • Principal coverages – Both jurisdiction and federal
  • Principal non-coverage elements – Include waivers and participating plans
  • Forms and notices – Both national and jurisdiction specific

Workers’ compensation includes audits, both final audit and premium reporting. For more information, see Premium audit policy transaction.

This line of business contains a reference implementation that you can use to accelerate your implementation. This line of business includes reference implementations for policy transactions, policy file screens, sample rating rules, sample eligibility rules, and forms logic. The reference implementation also provides sample content.

Note: The PolicyCenter default application is not a compliance system. Guidewire designed the product model so that you can build your own compliance system. For example, the system tables in the default application can accommodate multiple classifications per jurisdiction over time. The default application contains a sample set of these classifications.

Policy term

In workers’ compensation policies, PolicyCenter supports an annual policy term of up to one year plus 16 days.

To view the screen that displays the policy term, see Policy Info screen for workers’ compensation.