PA Coverages screen for personal auto
The PA Coverages screen displays both required and optional coverages. Some coverages apply to all vehicles in the jurisdiction while other coverages apply for each vehicle. For example, auto liability and medical payments apply to all vehicles in the jurisdiction. To remove a coverage from the policy, clear the check box for that coverage.
Some coverages are required and cannot be deselected. Others are selected but you can deselect them. PolicyCenter organizes coverages into the following selection types:
Type |
Description |
|---|---|
Required |
Required (by a jurisdiction, for example). These check boxes are selected and you cannot clear them. |
Suggested |
PolicyCenter suggests that these coverages are appropriate for the policy. They are initially selected, but you can deselect them. |
Electable |
PolicyCenter generally does not display these coverages initially. You must search for this type of coverage on the Additional Coverages card. Only at this point does PolicyCenter display the coverage, which you can now select. However, certain electable coverages are in coverage categories that always appear. PolicyCenter displays these coverages initially, but they are not selected. Towing and Labor is an example of this kind of electable coverage. |
Coverages applied per vehicle section
In certain jurisdictions, if you have multiple vehicles, you can select basic coverages that apply to all vehicles, and then select additional coverages that apply to each vehicle. For example, you may want to have towing and labor coverage on your commuter car but not on the secondary car that your teenage child drives. The Coverages applied per vehicle section displays each vehicle and its associated coverages.
You can click Copy Coverages to copy coverages from one vehicle to others. For step-by-step instructions, see Copy coverages to other vehicles.
When you select to copy coverages from a vehicle, PolicyCenter calls the
copyCoverages method in
gw.lob.pa.PersonalVehicleEnhancement. This method uses the
gw.coverage.AllCoverageCopier to copy the coverages.
Additional Coverages tab
On the Additional Coverages tab, you can choose other coverages that are less commonly selected, such as electronic equipment.