Drivers screen for personal auto

On the Drivers screen, you can define the drivers of vehicles that this policy covers. Initially there are no drivers on the policy. Select Add to define any vehicle drivers that you want to associate with this policy. PolicyCenter automatically furnishes the names of any contacts that have one of the following associations on the account:

  • Named insureds
  • Drivers
  • Account holders

For example, if Joe Smith is a driver on another policy on this account but has not been added to this policy, he appears as a choice under Add Existing.

This screen also contains information on the driver that the rating system can use to modify the premium. Examples of this information are: date completed training class, number of accidents and violations, year first licensed.

Note: You must add one or more drivers before you add vehicles to the policy.

Roles tab

The Roles tab displays information such as:

  • Date Completed Training Class
  • Year First Licensed
  • Qualifies for a Good Driver Discount
  • Do Not Order MVR

In the Accident/Violation Summary at the bottom of the screen, you can enter Number of Accidents and Number of Violations at either the Policy Level or Account Level. The final column of this summary displays the values for accidents and violations from the MVR Report.

In a new submission, renewal, and rewrite, the number of accidents and violations is set to the account values for each driver. Therefore, the most up-to-date information is applied to the policy at the start of these jobs, and can be updated by the underwriter if required.  

Motor Vehicle Record tab

The Motor Vehicle Record tab displays summary information for the selected driver. The summary information includes violations and accidents and the point value for each. Points can affect the policy premium. However, they do not affect the premium in the default configuration. Points can also provide information to the underwriter. A certain number of points may lead to suspended license.

Click MVR Report Details to view the complete report. PolicyCenter displays the Motor Vehicle Records screen. For each record, this screen displays the complete motor vehicle record on the following tabs:

  • Driver – Information about the driver such as name, date of birth, gender, address.
  • Incidents – Select an incident to display its details.
  • Additional Info – Miscellaneous information returned by the service provider.