Coverages screen for homeowners
The Coverages screen displays fields for selecting coverages and specifying values and limits. It is divided into the following tabs (cards): Coverages, Additional Coverages, Optional Coverages, and Conditions and Exclusions. The Coverages tab is further divided into Section I Coverages and Section II Coverages.
The Policy Type and Coverage Form selected on the Qualification screen together with the state specified on the Dwelling screen determine the content of the Coverages screen.
Coverage categories, configured in Product Designer under , determine on which tab each coverage appears. Homeowners product model provides a description of each coverage category.
Coverages tab
The main Coverages tab displays core homeowners coverages, including those that are required for the selected policy type and state. Coverages include Section I and Section II coverages. Within these categories, the actual coverages depend on the selected policy type and state.
The implementation uses specialized coverage term modal input sets to implement special coverage term availability rules. You can examine these in Studio by opening HOPMainCoveragesPanelSet.pcf.
Additional Coverages tab
The Additional Coverages tab displays additional liability coverages and additional property coverages for all policy types. All of the coverages are required. Within each of these categories, the actual coverages depend on the selected policy type and state.
Optional Coverages tab
The Optional Coverages tab displays coverages in the Optional Coverages category whose existence is Electable in the product model. Coverages are grouped into Policy Line Optional Coverages and Dwelling Optional Coverages.
Conditions and Exclusions tab
The Conditions and Exclusions tab enables you to enter exclusions and conditions. In the base configuration of the product model, you can attach conditions and exclusions to the line or dwelling.