Qualification screen for homeowners
This screen contains a Policy Type selection list and a set of questions to pre-qualify the applicant. The policy type you select determines the choices available on the Coverage Form selection list. The coverage form selection determines coverage and coverage term availability and potentially other things. The selected policy type and coverage form therefore determines the content of many of the screens in the homeowners line.
The questions are samples that reflect the risks the insurer wants to assess at the beginning of the submission. Since this is the gateway to the remainder of the submission, the intent is to determine eligibility of the applicant and the applicant’s property. Answers to all questions are required. Undesired answers can block the submission. You can change these actions in Product Designer. Some answers must correspond with data entered elsewhere in the Submission. Inconsistent answers result in validation warnings, but not errors. None of the answers add risk points or raise underwriting issues.
In the default implementation, the choice questions use filter statements to enable you to enter details if answered Yes.
Configuring the Qualification screen
The questions in the homeowners Qualification screen are defined in the HOP Pre-Qualification question set which defines questions that apply to all policy types.
Using Product Designer, you can add, edit, and delete questions and change question behavior as needed. You also can apply filters to control the conditions, add supplemental text, and set availability based on date ranges, jurisdiction, or job type.