Configuring grandfathering

Grandfathering enables you to continue to offer a coverage or other pattern to existing customers, even if the pattern is not otherwise available. The pattern is unavailable when writing new business and cannot be added to the policy of an existing customer. However, with grandfathering enabled, the pattern is not removed from existing customers. Grandfathering can be used with the patterns listed in Grandfathering and offerings.

You configure grandfathering in Product Designer by expanding the Grandfathering States section of the Availability page for a pattern that supports grandfathering. For an example that supports grandfathering, navigate to Policy Lines > Commercial Auto Line > Coverages > Collision > Availability. Click to view Grandfather States.

To configure grandfathering, specify any or all of the following dimensions:

Field	Description
State	Jurisdiction where grandfathering allows the pattern to be available.
UWCompanyCode	Underwriting company that can offer grandfathering for this pattern.
EndEffectiveDate	Last day this grandfathered pattern can be in force.

All fields in the Grandfather States table can be blank, indicating that grandfathering is allowed, regardless of the values found in the policy for jurisdiction, date, or underwriting company. Therefore, you could add the pattern to the policy even though availability indicates that the pattern is not available, but only if the coverage previously existed on the policy.