Grandfathering and offerings

Grandfathering provides ways to continue to make various patterns available even if lookup tables and availability scripts determine that they are unavailable. Typically, grandfathering is used to maintain ongoing policy features to existing customers after those features are no longer offered to new customers. Grandfathering can be applied to the following patterns:
  • Conditions
  • Exclusions
  • Coverages
  • Modifiers
  • Coverage term options
  • Modifier rate factors
  • Coverage term packages
  • Offerings
    • Offerings can be used to tailor a product for a particular use case, such as a business-specific product or tiers of coverage. PolicyCenter applies offering logic after grandfathering logic, which means that offerings can make a pattern unavailable even if grandfathering makes it available. Offerings can control the availability of:
  • Conditions
  • Policy lines, in package policies only
  • Coverages
  • Policy terms
  • Coverage terms
  • Products
  • Coverage term options and packages
  • Question sets
  • Exclusions
  • Questions within a question set
  • Modifiers

    • See also