Generic schedules

Generic schedules for clauses

Some types of schedules capture detailed information about clauses (coverages, conditions, and exclusions) attached to the coverable. For these types of schedules, PolicyCenter provides generic schedules. Scheduled clauses are clauses with a generic schedule attached.

In the base configuration, the Homeowners line of business uses generic schedules. A clause that uses a generic schedule is the scheduled personal property coverage in Homeowners.

Using generic schedules, you can implement the following types of schedules:

Schedules

Capture information per scheduled item, such as a name or description. In general, schedules of this type are not used directly in rating, but are often taken into consideration during underwriting and usually are included in forms.

Schedules with terms

Capture information per scheduled item. This can be any type of clause, but is usually a coverage. Each scheduled item includes the coverage terms from one coverage. The coverage term options selected for each scheduled item are passed to the rating engine and potentially affect the cost of the policy.

Generic schedules in PolicyCenter

In PolicyCenter, the user interface for a generic schedule appears when you add or select the coverage, exclusion, or condition that requires a schedule. The user interface for a schedule is a table containing one row per scheduled item and as many columns as needed to capture the information pertaining to the scheduled item. Add and Remove buttons manage the schedule enabling it to contain any number of scheduled items, and to change over the life of the policy.

Scheduled coverage summaries also appear in the Policy Review screen, including the Differences card view. The data model for generic schedules enables you to configure schedules using a common set of Gosu classes, PCF pages, and entity interfaces.