Vehicles screen for commercial auto

In the Vehicles screen, you create the vehicles that this policy insures. Select the garage location and provide basic information such as VIN and cost for each covered vehicle.

The Vehicles screen has three buttons, Create Vehicle, Remove Vehicle, and Clone Selected. Clicking Create Vehicle displays three cards: Vehicle Details, Coverages, and Additional Coverages.

Vehicle Details tab

On the Vehicles screen in commercial auto, you can enter basic information about the vehicle in the Vehicle Details card. Some of the fields on this screen are described below.

Field name

Description

Garaged At

Specify the garage location of the vehicle. The drop-down list contains policy locations and account locations.

Click the down arrow button to the right of the list to:

  • Edit the current garage location
  • Create a new garage location

Changing the location updates the location on the account, but does not change locations on other in-force policies.

Vehicle Type

Select a vehicle type. The default configuration includes:

  • Trucks, Tractors, Trailers
  • Passenger Vehicles
  • Livery Vehicles
  • Special

VIN

Enter the vehicle identification number.

This is an integration point. In the development environment, PolicyCenter supplies a demonstration plugin. In a production environment, this field would likely link to a working plugin that retrieves vehicle data based on the VIN number.

See PolicyCenter external system integration for additional information.

Vehicle Condition When Purchased

Choose whether the vehicle is new or used.

Cost

The cost of the vehicle.

Class

Specify a class code for this vehicle type and fleet. Enter an appropriate class code or click the search icon to search for a class code that corresponds to the size of vehicle, primary use, and driving radius.

Business Vehicle Additional Interests

Add additional interests.

Vehicle Rate Modifiers

Select applicable vehicle rate modifiers when available. The selected vehicle type and garage location affect which modifiers are available.

You can configure the cards of the Vehicle Details screen by using Studio to navigate to the BAVehiclePopup.pcf file.

To configure the vehicle rate modifiers, navigate in Product Designer to the Commercial Auto Line policy line and select Modifiers. Among the modifiers listed, some appear as vehicle rate modifiers, some as state rating modifiers, and some as overall modifiers on the Modifiers screen.

Coverages tab for vehicles

On the commercial auto Vehicles screen, specify standard vehicle coverages and coverage terms on the Coverages tab. The Coverages tab displays coverages in the following category:

  • Commercial Auto Owned Auto Physical Damage Group

You can configure coverages by navigating in Product Designer to the Commercial Auto Line policy line and selecting Coverages. To enable a coverage to display on this tab in PolicyCenter, select one of the Category types listed above.

Additional Coverages tab for vehicles

On the commercial auto Vehicles screen, you can specify non-standard vehicle coverages and coverage term settings on the Additional Coverages tab. The Additional Coverages tab displays coverages in the following categories:

  • Commercial Auto Audio Visual Data Equipment Group
  • Commercial Auto Tape Disc Record Group
  • Commercial Auto Rental Group
  • Commercial Auto Loan Lease Gap Group

You can configure coverages by navigating in Product Designer to the Commercial Auto Line policy line and selecting Coverages. To enable a coverage to display on this tab in PolicyCenter, select one of the Category types listed above.