The difference between quick quote and full application

What are the advantages of quick quote?

Select Quick Quote if you need to generate a quote with minimal information. Quick quote provides a rapid assessment of whether or not the insurer can provide a policy premium that is in the applicant’s price range. If both parties are agreeable to the quote, then additional information must be gathered in a Full Application before a policy can be bound. You can generate as many quick quotes as you need and save them, but you cannot bind them. From Quick Quote, you can continue to Full Application.

In all lines except personal auto, selecting Quick Quote skips selected steps in the full submission wizard. Quick quotes skip the Risk Analysis and Policy Review steps, because PolicyCenter can generate a quote without the information requested in these steps. Quick quotes also skip the Forms and Payment steps, because these items do not apply to a non-bindable quote.

In personal auto submissions, selecting Quick Quote does more than skip steps in the full quote submission wizard. Instead, personal auto line quick quotes use a separate wizard that reduces the quote process to two steps, producing quotes for up to two drivers with up to two vehicles. As with any quick quote, the resulting quote is not bindable.

You can continue to create quick quotes if a submission has never had a full application quote generated.