Reasons for underwriter review in submissions

Applications may need to be referred to an underwriter for manual revie w and approval. Some of the reasons an underwriter might review them are:

• PolicyCenter raised underwriting issues because:
  • Choices on the policy period are considered too risky. For example, the insurer raises an underwriting issue for cars valued at over $100,000 on a personal auto policy.
  • There are referral reasons on the policy. For example, there have been too many claims in previous policy periods.
  • The default pricing of the policy has been overridden through rating overrides.
  • The applicant did not answer the pre-qualification questions correctly.
• The producer did not have the permission to bind submissions. In this case, the Bind Options menu choice triggers the underwriting review.

See also

• Underwriting issues
• Configuring underwriting authority