Events on coverages

Events are incidents for which a coverage provides protection.

To view events in PolicyCenter, navigate to the Coverages tab, and click Details for a coverage.

On the Definition popup, events are listed under Events Covered. Each event has the following fields:
Field Description
Events Select the name of the event.
Fixed Limit Enter a number or decimal for the fixed amount of the limit.
Fixed Deductible Enter a number or decimal for the fixed amount of the deductible.
Limit Attribute Select the attribute that stores the limit.
Deductible Attribute Select the attribute that stores the deductible.
Limit Override Select the attribute that stores the override of the limit.
Deductible Override Select the attribute that stores the override of the deductible.

The choices available for Limit Attribute, Deductible Attribute, Limit Override, and Deductible Override fields are Monetary Amount attributes on siblings or ancestors of the event.

Predefined events

There are a number of predefined events that are available to all products. The case-sensitive names are:
  • Animal Bite
  • Lightning
  • Tap Water
  • Animal Damage
  • Loss of Keys
  • Theft
  • Collision
  • Mallorca Protection
  • TP Bodily Injury
  • Damage by Third Party
  • Own Property Liability
  • TP Property Damage
  • Earthquake
  • Riot and Strike
  • TP Vehicle Damage
  • Fire
  • Rodent Damage
  • Vandalism/Malicious Damage
  • Flood
  • Sonic Boom
  • Windscreen Damage
  • Hail
  • Special Equipment Damage
  • Landslip
  • Storm

    • Adding events

    If you import a new event from a mind map, the event is added to PolicyCenter. The name of the event is case-sensitive and must be unique.

    The predefined events are listed in the APD_Perils system table. These events are accessible to all products. You can directly add or remove values from this system table in Studio.