Clauses in visualized product

Coverages, conditions, and exclusions are types of clauses. You define clauses and clause terms on risk objects in the mind map. In the visualized product, you add additional information, such as:
  • Availability
  • Usage for clause terms
  • Minimum, maximum, and default values for clause terms
  • Metadata for product generation
  • Pricing

In the Product Definition screens of a visualized product, you can edit, add, or delete clauses and clause categories by clicking Manage Clause Categories on the Coverages, Conditions, or Exclusions tab. If you make changes, remember to update the mind map.

For individual clauses, you can also add details, such as usage properties, and minimum and maximum values, that are not imported from the mind map.

In a submission or other policy transaction that displays Risk Details, each clause category has its own tab on the risk object. View the tab to access the clauses in the clause category.

When specifying Clause Availability on a clause, you can choose the following values:
  • Optional – Clause is optional and can be added to the policy.
  • Required – Clause is required and is automatically added to the policy. It cannot be removed.
  • Suggested – Clause is added automatically to the policy but can be removed.
  • Unavailable – The clause is not available and cannot be added to the policy.