Product and policy objects

The Product pattern creates Policy instances. The Product pattern captures top-level information about the product, such as:

• Whether the product is relevant to companies, individuals, or both
• Whether an applicant is qualified to purchase this product

The following graphic shows the hierarchical relationship between the Product pattern and the Policy object.

The PolicyLinePattern creates PolicyLine instances. A policy line pattern is a group of legal and binding information about the product, such as:

• The exposures in the base configuration that can be covered on the policy
• The coverages that are available on the policy

The following graphic shows the hierarchical relationship between the policy line pattern and an instance of that policy. Notice that a Product (pattern) relates to a PolicyLinePattern as an instance of a Policy relates to an instance of a PolicyLine. Each product pattern can have one or more policy line patterns. Likewise, an instance of a policy can have more or more instances of a policy line.