CoveragePattern and Coverage objects

CoveragePattern objects

A CoveragePattern object describes how to create coverages for a given policy line. During policy creation, the coverage patterns determine which coverages must be created, which coverages are optional, and which coverages must not be created.

Much like PolicyLinePattern objects and PolicyLine objects, the configuration of a coverage pattern affects the Gosu type information of the Coverage objects that the pattern creates. The following Gosu is valid, because the BOP PolicyLinePattern object has a BOPAcctRecvCov coverage pattern configured for it.

BOPLine.BOPAcctRecvCov

Coverage objects

A Coverage object describes the actual coverage instances for each and every policy. PolicyCenter stores information from this object in the coverage table. During policy creation, the coverage table stores the actual coverage instances created from the coverage pattern. PolicyCenter creates one row for every instance of a coverage for a policy.

In the base configuration, Product Designer has the following behavior:

• The optional Blanket Group Type field appears only for coverages in the commercial property policy line.
• The optional Coverage Symbol Group page appears only in the commercial auto policy line.
• The optional Official IDs page appears only for the workers’ compensation policy line.
• The optional Split Rating Period appears only for modifiers on the workers’ compensation policy line.