Rating overrides in the user interface

The included topics describe screens that display rating override information.

Rating overrides on the Quote screen

In the Quote screen, if there are overrides, PolicyCenter displays this message: Warning. This quote has some costs overridden. This screen does not show which values have overrides.

If you have the View rate and premium overrides permission, the Quote screen contains additional items. The Policy Premium tab has an Override Rating button which takes you to the Rating Overrides screen.

Rating Overrides screen

The Rating Overrides screen allows you to enter overrides to the premiums, taxes, and surcharges. You can view this page if you have the View rate and premium overrides permission. To edit this page, you must have the Edit rate and premium overrides permission.

The screen has three column sets: Actual, Override, Standard. Each column set has a Base Rate, Adjusted Rate, Amount, and Term Amount. (The Term Amount column does not apply to the workers’ compensation LOB and does not appear.)

The Standard column set displays the values from the rating engine and reflects how the row would be rated if there were no overrides. Having the rating engine fill in these values is optional, but it is useful for users to see the impact of an override.

The Actual column set displays the values used to calculate the premium. These are the values that display on the Quote screen. These are also the values that PolicyCenter sends to the billing application (BillingCenter, for example). The Basis field appears only in the Actual column set because overrides do not affect it. The values in this column match the values in the Standard column set if there are no overrides. If there are overrides, the values match the values in the Override column set after rating again.

You can enter an override in the Override column. Amounts that can be overridden have text boxes for Base Rate, Adjusted Rate, Amount, or Term Amount. You can enter a value in only one of these. You can enter an optional Reason.

The following table describes some of the fields on the Rating Overrides screen.

Field	Description
Base Rate	The rate from your rating table.
Adjusted Rate	The rate after applying discounts or other adjustments to the base rate.
Term Amount	The unprorated amount for the policy term.
Amount	The amount calculated from the adjusted rate and basis. Enter a value in this field to specify a flat amount. Note: This value is not prorated automatically even if the policy is later changed.

The following table describes some of the buttons on the Rating Overrides screen.

Field	Description
Rerate	This button sends the updated data to the rating engine.
Clear All	Use this button to clear all overrides. Remove overrides individually by clearing the text entry fields in the Override column.