Coverage term pattern overview
A CoverageTermPattern holds the configuration information
for the terms of a particular coverage.
(Equivalent patterns exist for exclusions and conditions.) A coverage
term specifies the extent or degree of coverage, or specifies an attribute
of coverage. Terms are usually limits or deductibles. They can also specify
scope of coverage, such as whether coverage form is Basic or Broad. Terms
can specify a selection or an exclusion that is specific to a particular
coverage. For example, is air conditioning failure covered as part of
Boiler and Machinery coverage?
PolicyCenter defines a coverage term pattern by its type and its model type (among other things).
Type |
Specifies how the user selects the value of the coverage term. For example, do you choose from a drop-down list, enter a numeric value, or select from a predefined set of packaged values (100/200/300)? You set the coverage term type in the New Coverage Term dialog while you create the coverage term. |
Model type |
Specifies what the value measures. For example, is this a limit or a deductible? Systems integrated with PolicyCenter can use this information to correctly interpret the coverage term pattern information. You set the coverage term model type in the Basics tab, after you create the coverage term. |
While there are some differences
between the different CoverageTermPatterns,
they do share some common attributes. The following are important parts
of the CoverageTermPattern
definition:
- The Name and Description.
- The database table column to use for the coverage term.
- The Priority of the coverage term. This priority affects the order in which PolicyCenter renders it in the user interface. PolicyCenter renders lower numbers first.
- The Default Value text field, which can be used to set the default value of the coverage term.
- The Model Type of the
coverage term. That is, if the
CoverageTermPatternrepresents a Limit, a Deductible or something else, such as an election.
See also